Real Estate Agent – Investor Benefits of Working With Real Estate Agents
www.REIClub.com - Working With Real Estate Agents Has Its Benefits.. Here's A Quick Video On Why Real Estate Investors Should Work With A Real Estate Agent... Hi, this is Frank Chen with REIClub.com, the only site you need as a real estate investor. Today I've got quick video on the many...
Canal Winchester Ohio Real Estate – Sam Cooper HER Realtor – 614-561-3201
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Auto insurance and divorcу matters
The world is beginning to change with more states now either considering the legalization of gay marriage or actually allowing it. No matter what your views on the institution of marriage and who should be allowed to marry, there remains one unalterable fact. Even though the marriage vows quite clearly intend the couple to stay together for life, the majority of marriages end rather earlier. Some relationships end and the couple lives apart. Others get into the business of divorce and all the decisions about who pays for what and who should end up with the pet snake are written down and rubber-stamped by the judge. This is the way the world works and, to protect ourselves, we should all think about the insurance cover during the break-up period.
The insurance industry works by predicting the odds of an accident. When the risk of a claim is high, the premium rates rise. So, when it comes to insuring the family vehicles, it's fundamental for the insurer to know the who, when and where: who will be driving, at what times of the day, and where most of the driving will be done? If there's to be any significant change, you are required to tell your insurer. If you fail to do so and a claim is later made, the insurer can cancel the policy and refuse to pay out. So as soon as you separate, you should notify the insurer of change of address and whether this will affect who drives the vehicles.
Most states have a requirement you notify insurers within 30 days of a divorce. The reason is simple. Most insurers offer between 5 and 15% discounts to married couples. The risk profiles show married couples are more responsible drivers, particularly when they are driving their children around. The majority of couples also bundle their cover. They may have multiple vehicles on the same policy or have both a homeowners and an auto insurance policy with the same company. On average, these bundles will be saving you 10%. So the moment you have two households and park the vehicles in different ZIP code areas, all your rates will change.
Unfortunately, failure to notify your insurer almost always means your auto insurance cover will be cancelled the moment the company finds out. Trying to recover premiums paid is a nightmare. Always keep your insurer informed.
More Transactions Forthcoming for REITs
www.reit.com Look for transaction activity in the REIT market to stay consistent in the near future, according to Jim Hanks, partner with Venable LLP. That includes full portfolios as well as one-off deals. "I think there's a strong likelihood that there will be continued deal activity, or maybe even increased deal activity," Hanks said in a video interview last month with REIT.com at REITWise 2012 NAREIT's Law, Accounting and Finance Conference in Hollywood, Fla. "With the stock market doing as well as it's doing, I think there's good reason to believe there will be opportunities for REITs in the M&A market." Hanks also said he's "definitely" anticipating an upswing in the number of REIT IPOs. That could include REIT portfolios that were taken private in the last decade coming back on the public market. "I think that with the strong market, there will be good receptivity to REIT IPOs," Hanks said. "A lot of REITs went private in the first decade of this century. There's a lot of real estate that has been public before that could come back out into the public markets. Real estate that has an established track record that should be reassuring to investors." For companies that are mulling the move to go public, Hanks said he's encouraging them to be careful with how they structure some of their corporate governance provisions. "My advice to our clients that are in the pre-IPO planning stages is to think very long and hard before you would get into a position where you have ...
7 Lockeland Road, Winchester, Massachusetts real estate
www.NorthofBostonRealEstate.com - Located just 8 miles north of Boston is Winchester, Massachusetts. With a population of about 21000 residents, it is served well by two stops on the MBTA commuter rail to North Station in Boston. This lovely Colonial in the Vinson Owen School district is located on the West side of Winchester at 7 Lockeland Road. The back deck and large fenced in backyard (fenced on two sides) is perfect for family entertaining, gardening or that summertime BBQ. You'll enjoy the wood burning fireplace in the living room - the perfect compliment to our beautiful New England winters. With crown moldings and hardwood floors, this room is awash in natural sunlight. The formal dining room boasts wainscoting, crown molding, hardwood floors and a built in corner cabinet for storage. This large family room will surely be the central gathering spot for family and friends. It boasts a cathedral ceiling, four skylights, recessed lighting and bow window - and conveniently opens to the deck overlooking the backyard. A half bath is located off the kitchen, which has been recently updated with stainless steel Kitchen Aid appliances, a double sink, hardwood floors, and beautiful oak cabinets accented by gleaming granite countertops. The second level has three bedrooms all with hardwood floors and a full bath with tile flooring. The large carpeted lower level has potential as a media room, playroom, or exercise room. Other amenities Central air conditioning, an attached ...
Sh*t Real Estate Agents Say (Original)
Ah, come on! You know you all say this stuff. And don't forget to join us in Atlanta this April for RETechSouth aka RETSO when SREAS #2 airs during Brian's closing keynote! meme. Brian Copeland (Nashville, TN) nashvilleandbeyond.com @NashvilleBrian Maura Neill, Atlanta, GA 365Atlanta.com @MauraNeill Script by: Joe Branham (Nashville), Brian Copeland (Nashville), Brad Nix (Atlanta) and Michael Pierce (Overland Park, KS)
Video Rating: 5 / 5
Business insurance and replacing lost property
The whole point of any insurance deal is to shift the risk from your own pocket to the pockets of all the other insured. Spreading the costs among a big pool of other businesses reduces your own payments. But the main issue is always going to be the way in which the insurer values the loss if and when you make a claim. Although it's an obvious statement that you do not want your own business to pay for replacing property used in the business, exactly how do you ensure the premium is less than the cost of replacement? Or, put the other way, that the sum you recover represents the loss you have suffered? In this calculation, there are three factors. One will be an assessment of the actual cash value of the individual items lost or damaged. The second will be the replacement cost. The third will be an assessment of whether there has been any other loss flowing from the loss of the individual assets.
The first factor is an assessment of the actual cash value of the individual items lost or damaged. It can sometimes be termed a fair market value. The formula for calculating it will be the price paid less the depreciation. So, for example, your business may use a truck for delivery purposes. For tax purposes, you will be allowed to write down a percentage of the truck's value every year. So, if the vehicle is seriously damaged, the actual cash value would be the book value measured against the average prices in the secondhand market for vehicles of a similar age. This reflects a basic truth that the standard policy will not buy new for old. As a general rule, you cannot make a profit out of the insurance policy. If you got a new vehicle for one that was three-years old, you would be benefitting unfairly, particularly if the manufacturer's price had increased over the three years.
The second factor will be the replacement cost. This formula simply pays out the cost of replacing the property. This is potentially a better deal. As an example, take the loss of stock whether as raw materials or for sale. Suppose you have a store of clay for making pottery. You want to be in no worse position so want the insurer to replace the volume of clay lost even though the price may have risen in the local market. It would be the same for any manufactured stock held for sale. Whether you manufactured it or bought it in, you need to replace it. Often this type of stock is circulating and will not be subject to depreciation so paying the extra premium rate for replacement may be better value.
And the third factor will be an assessment of whether there has been any other loss flowing from the loss of the individual assets. Has the business suffered other losses because the property was lost? Consequential losses are always a difficult area and this is something you need to discuss with your business insurance advisor . Say, for example, you are in a supply chain and subject to penalties if the parts you manufacture are not delivered on time. The next batch is destroyed in a fire and the penalty is applied. Now your loss is the cost of replacement plus the amount of the penalty. You should treat business insurance as a means to balance the cost of the premium against the security you buy. Make sure you understand how the insurers value loss before you sign up for your next policy.
Cypress Hill – Real Estate
Cypress Hill - Real Estate
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Real estate for sale in Winchester Kentucky – 1202411
This home is a MUST see! Colonial Saltbox style with vaulted ceilings and catwalk on 2nd level overlooking the dining area. The pride of ownership is appa www.coldwellbanker.com
Video Rating: 0 / 5
Freakonomics Asks: Does your real estate agent have your best interest in mind?
In this clip from Freakonomics, authors Steven Levitt and Stephen Dubner discuss how incentives influence behavior and ask the question: Does your real estate agent really have your best interest in mind? The movie hits theaters on October 1, 2010, and is currently available for rental on iTunes (www.itunes.com or On Demand (www.magsneaks.com through most cable providers before its theatrical release.
Video Rating: 4 / 5